Here's more information about how banks don't need your money to make loans, but they do want it to make those loans more profitable.
Banking and Sending Money Safely Department of Financial Services
Why You Need a Business Bank Account for Your LLC
Banks do not create money out of thin air
Coalition for a $5 Trillion National Infrastructure Bank
Banks don't lend money - Positive Money
Bank vs. Credit Union: How to Make the Right Choice - NerdWallet Canada
Loan defaults: Banks can take your cash from account - The Economic Times
Paying Student Loan Debt: Modification & Repayment Options
Why Aren't Banks Lending to Businesses?
Fit My Money
How to get a business loan in Canada
Bad or No Credit Loan Options
Banks Aren't Your Friends - Due
What to Do if an ATM Doesn't Give You Money